The Federal Deposit Insurance Corporation (“FDIC”) approved a notice of proposed rulemaking (“NPR”) that revises the risk-based deposit insurance assessment system to reflect changes in the regulatory capital rules that will go into effect in 2015 and 2018.
The NPR would: (i) revise the ratios and ratio thresholds relating to capital evaluations, (ii) revise the assessment base calculation for custodial banks to conform to the new asset risk weights using the standardized approach in the regulatory capital rules, and (iii) require all highly complex institutions to measure counterparty exposure for assessment purposes using the standardized approach in the regulatory capital rules.
The FDIC proposed two effective dates: January 1, 2014, for the revised ratios and ratio thresholds relating to capital evaluations, and January 1, 2018, for the proposed rules regarding revisions to the base calculation for custodial banks and the requirement for all highly complex institutions to measure counterparty exposure.
See: Notice of Proposed Rulemaking.